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The Property-Assessed Clean Energy (PACE) financing is a forward-thinking model for property owners who are interested in making valuable upgrades that promote energy efficiency and building performance. PACE allows local governments to provide financing for projects centered around energy efficiency, renewable energy, water efficiency and more. Financing is repaid over time through property taxes, making it one of the most affordable and efficient ways to pay for any job. PACE provides 100% upfront funding for a project, and financing, and the amount you finance won’t impact your future debt-to-income ratio.


One of the biggest issues that California homeowners find themselves up against is paying for large jobs with up-front cash. In many cases, it can mean the difference between going forward with a home upgrade and holding back. PACE allows homeowners who are interested in energy efficiency, water saving and renewable energy to repay the costs of the improvements over a set amount of time, which usually falls between 10 and 20 years. The upgrades also typically add to the resale value of the home.

Since the project is repaid through a homeowner’s property tax bill, the debt is tied to the property itself, rather than the homeowner. This means that the repayment obligation is transferred via the sale of the home, which many people find very attractive.

The Benefits of PACE Financing For Your California Home

PACE financing comes along with a number of benefits, including:

  • Enhanced energy efficiency and water savings
  • Reduced carbon footprint
  • Added property value
  • Tax-deductable interest (in most cases)
  • Transfer of balance to new property owner in case of sale 

Ready to see what PACE can do for your home? Contact us today to learn more about this financing option!

Find out more about PACE Financing.

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